HRA Exemption Calculator

Full-page premium tool — monthly & annual modes, metro toggle, and step-by-step breakdown.

Basic Salary (per month)

Dearness Allowance (DA) included in salary? (per month)

HRA Received (per month)

Rent Paid (per month)

Calculation Mode

City Type

Formula: exempt = min(Actual HRA, Rent - 10% of Salary, % of Salary)

How it works
⚠️ HRA exemption is allowed ONLY under the Old Tax Regime. It is **NOT allowed** under the New/Default regime.

HRA exemption is the minimum of:
1) Actual HRA received
2) Rent paid minus 10% of salary (Basic + DA if applicable)
3) 50% of salary for metro cities or 40% for non-metro cities

Note: This is a calculator for estimation only. For precise tax filing, consult your CA or the latest Income Tax rules.

Result Snapshot & Tips

Use Annual mode to get figures for the financial year. The tool assumes salary components are monthly unless you use Annual mode.

Quick tips:

To claim HRA, keep rent receipts & landlord details (if required).
If you live with parents and pay rent, maintain a rent agreement & bank transactions to avoid scrutiny.
DA is included in salary for HRA only if it is "forming part of salary" as per employer policy.